Unfortunately we have been made aware that certain players believe there is a short-term benefit in submitting disputes on recent payments.
It is our duty to inform you that making fraudulent disputes or chargebacks puts you at risk of criminal prosecution should the case be sent to local law enforcement.
Anybody who submits a dispute for a purchase on Scratchful.com will be investigated by our Fraud and Security team.
We are obliged to report players who submit fraudulent disputes or chargebacks to local law enforcement, which can result in some players having convictions.
These players were also blacklisted with the US credit bureaus, including TransUnion, Equifax and Experian, leading to a negative credit rating, and eventually preventing them from applying for new bank accounts, mortgages and credit cards, or resulting in having their bank accounts closed.
Please safeguard your own best interests by being aware of the consequences of making fraudulent disputes and chargebacks.